XRP measured against Stellar over three years of daily closes: returns, risk, drawdowns and risk-adjusted ratios. Change the assets, benchmark or period in the bar above the report.
Snapshot as of
1,095 common daily closes, Oct 26, 2023 to Oct 24, 2026. Risk-free rate 5.0% (10Y US Treasury), 365-day annualization.
XRP has the highest risk-adjusted score. It leads XLM by 8.1 points.
| XRP | 39.2 | Weak |
| XLMBenchmark | 31.1 | Weak |
| 2026 | −30.99% | −17.71% |
| 2025 | −8.83% | −36.47% |
| 2024 | +231.07% | +149.99% |
| 2023 | +11.91% | +15.94% |
| XRP | +133.09% | +32.65% | +33.61% | −20.06% |
| XLMBenchmark | +51.53% | +14.88% | +52.05% | −16.65% |
| XLMBenchmark | −74.36% | Dec 2, 2024 | May 23, 2026 | Not yet | 691d |
| XRP | −72.07% | Jul 22, 2025 | Aug 17, 2026 | Not yet | 459d |
| XLMBenchmark | −46.62% | Mar 12, 2024 | Jul 8, 2024 | Nov 17, 2024 | 250d |
| XRP | −45.50% | Jan 18, 2025 | Apr 9, 2025 | Jul 18, 2025 | 181d |
| XRP | −41.59% | Mar 12, 2024 | Jul 8, 2024 | Nov 15, 2024 | 248d |
| XLMBenchmark | −18.98% | Dec 10, 2023 | Feb 7, 2024 | Mar 3, 2024 | 84d |
| 2026 | −30.99% | −7.1% | −21.6% | −3.1% | +3.6% | −2.2% | −21.3% | +2.6% | +25.5% | +9.7% | −13.2% | — | — |
| 2025 | −8.83% | +52.2% | −29.8% | −2.8% | +4.9% | −4.4% | +3.1% | +40.3% | −9.0% | +2.2% | −15.3% | −9.7% | −14.9% |
| 2024 | +231.07% | −17.7% | +12.7% | +7.9% | −17.2% | +0.8% | −9.0% | +33.0% | −9.7% | +13.1% | −18.4% | +244.1% | +14.3% |
| 2023 | +11.91% | — | — | — | — | — | — | — | — | — | +4.3% | +5.3% | +1.9% |
Sharpe and Sortino measure excess return over the risk-free rate (“vs cash”); Information ratio and Treynor are the benchmark-relative measures. Sortino downside deviation uses the full sample as its denominator. VaR is 95% parametric (normal). Data: CoinGecko (crypto), Financial Modeling Prep and Yahoo Finance (stocks, indices, commodities). Past performance does not indicate future results.